Friday, July 3, 2015

In observance of Independence Day, our offices will be closed on Friday, July 3, 2015. We hope you have a safe and enjoyable holiday weekend!

Memorial Day

Our offices will be closed on Monday, May 25, 2015 in observance of Memorial Day. Have a fun and safe holiday weekend.

Good Friday Observance

We will be closing our offices at noon on Friday, April 3, 2015. We will reopen on Monday, April 6th at 8:00. We hope you and your family have a wonderful Easter weekend.

Did you pay a tax penalty for not having Healthcare in 2014?

If you have just learned what the “cost” was for not having health insurance in 2014, there is still time to help lower the cost of the penalty you might pay in 2015! This year, you will pay $325 per person, or 2% of household income, whichever is higher, for not having health insurance. You may be eligible for a special enrollment period coming up during tax time, to sign up for coverage for the remainder of 2015. This special enrollment period begins March 15, 2015 and runs through April 30, 2015. Take a minute to contact Jan Shaffer so that you won’t have to pay the full penalty on your 2015 tax return! Call Jan at 989-799-8808, or email her at j.shaffer@futureins.com.

Holiday Season

We will be closed at noon on Christmas Eve 12/24/14 and all day Christmas Day 12/25/14 and New Year's Day 1/1/15. Happy Holidays!

Do you need help with healthcare?

With the fall colors, we are entering another season of change. Open enrollment is just around the corner for healthcare. Whether you are on Medicare, and want to check options for a Medigap, and/or a PDP (Prescription Drug Plan), or you have been thinking about a different Medicare Advantage policy, now is the time to make changes. Medicare open enrollment is from Oct. 15-Dec. 7. When you make a change, the new policy will take effect Jan. 1, 2015. You can also make a change to your personal or family health plan this fall. Open enrollment for affordable healthcare is from Nov. 15 - Feb. 15, 2015. If you want to make a change in the plan you chose last year, you can have it in effect for Jan. 1 if you sign up by Dec. 15. Didn’t sign up for healthcare last year, but still interested? You have until Feb. 15, 2015 to sign up for coverage in 2015. There are more plans available this year. Open enrollment is the time to see if you are eligible for any tax credits and/or subsidies to help offset the cost. We have many options whether we look on or off the marketplace. Call for an appointment with Jan Shaffer, CIC, Certified Insurance Counselor, who is our health and life coordinator. You can also email her at j.shaffer@futureins.com. She can help you navigate through all the choices and find the best healthcare fit for you and your family.

Two associates earn prestigious designation.

John Kujawa and Beth Rohde have earned their Certified Insurance Counselor (CIC) designation. This is the industry’s premier professional certification to cover the important aspects of the insurance field. There are five separate institutes including class time and exams. The five CIC institutes are Personal Lines, Commercial Casualty, Commercial Property, Life & Health and Agency Management. Congratulations John and Beth!